Term Loans
Term loans are a lump-sum disbursement while you make payments over a specified period of time. They may be used to finance equipment, a change in ownership, a new business acquisition or other long-term needs of a company.
It is important to structure a term loan so that debt repayment matches your business cash flow. Consideration must be given to your existing debt repayment obligations as well as potential needs that you may have over the term of your loan.
Term loans can be used for:
Equipment Loans & Leases: Long-term equipment loans and leases to provide companies with the opportunity to purchase or lease anything from manufacturing equipment to commercial vehicles.
Stock Buy-outs
Commercial Real Estate Loans: Long-term financing to provide interim construction loans and permanent financing for long-term loans on owner-occupied commercial real estate. For more information, visit the Real Estate Financing section.
Small Business Financing: Omaha State Bank is a Qualified SBA Lender, which means we can help you obtain a SBA Guarantee, even if you are just starting up a business.
Letters of Credit: Omaha State Bank has access to provide you with Letters of Credit for your various financial requirements.